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00:00.0
Grabe, I almost got scammed.
00:04.0
So I got a phone call from BPI this morning.
00:07.0
Yung usual na unsolicited phone call from credit card companies
00:10.0
offering you so many different things.
00:13.0
Nung call na to, ang inooffer sa akin daw
00:15.0
is papalitan daw nila yung aking credit card
00:17.0
with a new more secure card.
00:19.0
At kinoconfirm lang daw nila sa akin
00:21.0
kung kailan daw ako available to be able to receive the card.
00:24.0
Trust me, the call sounded so legit.
00:27.0
Alam niya yung aking full name,
00:29.0
alam niya yung aking address,
00:31.0
lahat parang legit to.
00:33.0
Nung kinausap nila ako,
00:34.0
sabi nila sa akin na ipapadala yung card,
00:36.0
they wanna make sure ako yung magre-receive
00:38.0
because marami daw scam diyan,
00:40.0
so inaassure ka na secure to
00:42.0
and this is the proper way to do things
00:44.0
and may procedure daw sila.
00:46.0
This is meant to make you feel safe.
00:49.0
Ito po ang tactic ng mga scammers.
00:52.0
They're going to lull you into a false sense of security
00:56.0
para mapagkatiwalaan mo sila
00:58.0
kasi sinasabi nila sa'yo,
00:59.0
yung mga gusto mong marinig
01:00.0
na pinoprotectahan ka nila
01:02.0
that they have your best interest at heart
01:04.0
pero hindi hard sell na parang assurance
01:07.0
na very professional.
01:09.0
Next, kinonfirm sa akin yung aking birthday.
01:11.0
Okay, no problem.
01:12.0
I've had credit card companies call me
01:14.0
and verify my birthday.
01:16.0
And next they told me
01:17.0
that they're going to transfer na lang daw
01:19.0
all my points from my card
01:21.0
to my bank account
01:23.0
dahil daw bago na daw yung card ko
01:25.0
with the new security features
01:27.0
and hindi daw matatransfer yung points.
01:31.0
pakiconfirm lang kung ano yung account number.
01:34.0
Sabi ko, well, you have my account number.
01:36.0
Bakit hindi na lang yung kunin sa sistema?
01:38.0
So ang rason nila is
01:40.0
kailangan daw nila i-confirm
01:41.0
na tama daw yung account details
01:43.0
at wala daw error.
01:47.0
I give my account number naman to people
01:48.0
that need to deposit money to my account.
01:50.0
No problem. So binigay ko.
01:51.0
So they repeated my account number to me
01:53.0
to confirm na tama.
01:54.0
Sabi ko, tama naman yun.
01:55.0
And then, here is where the scam comes in.
01:58.0
Sabi nila sunod is,
01:59.0
Now, sir, we just need your username.
02:02.0
Then they assured me again.
02:04.0
Ito na yung false sense of security, ha.
02:06.0
Sinabi nila sa akin na,
02:07.0
but please do not tell us your password
02:09.0
kasi po, yan po yung inyong security,
02:11.0
yung inyong password.
02:13.0
Ang kailangan lang po namin
02:14.0
ay yung username.
02:16.0
Dito na ako nagduda
02:17.0
so tinanong ko sa kanya,
02:18.0
bakit kailangan mo yung aking username?
02:21.0
Sabi nila, kasi ang gagawin daw nila
02:23.0
is they're going to do daw
02:24.0
an online transfer.
02:28.0
Why do they need to do an online transfer
02:30.0
when they have access
02:31.0
to the backend of the account?
02:34.0
So medyo nagdududa na ako.
02:36.0
Pero inasure niya ako.
02:37.0
Sabi niya sa akin,
02:38.0
Sir, para ma-assure po
02:39.0
na legit po tong call na to,
02:41.0
after you dictate your username,
02:44.0
you will receive a text message
02:48.0
with a verification code
02:49.0
that verifies na legit po tong call na to.
02:52.0
Doon na ako nagduda.
02:54.0
Kasi pag nakuha nila
02:56.0
yung iyong username,
02:58.0
in this case, yung username ko,
03:00.0
ay itatype lang nila
03:02.0
tapos kiklik nila
03:05.0
I will get a verification code
03:08.0
Tapos ang sasabihin sa akin
03:10.0
is please dictate
03:11.0
the verification code to me.
03:13.0
At pag dinikta ko
03:14.0
yung verification code na iyon,
03:16.0
they're gonna be able
03:17.0
to change my password
03:18.0
and have access to my account
03:20.0
and be able to withdraw all my money.
03:22.0
At nung sinabi ko sa kanya
03:23.0
na hindi ko pwedeng bigay
03:24.0
yung aking username sa kanya,
03:26.0
doon na niya ako binagsakan.
03:28.0
At nung sinubukan ko siyang tawagan,
03:29.0
hindi ko siya matawagan
03:30.0
lahil binlock yung aking number.
03:32.0
Yan po yung scam.
03:34.0
Kaya mag-ingat po tayong lahat,
03:35.0
wag na wag ibigay yung username.
03:38.0
Ito na yung bagong MO,
03:39.0
kaya ingatan po natin lahat
03:41.0
para hindi po manakaw yung pera natin.
03:43.0
Sana po nakatulong tong video na to
03:45.0
at mag-ingat po tayong lahat
03:46.0
at protektahan natin yung ating pera.
03:48.0
At pag nakatulong tong video na to
03:49.0
at nagustuhan niyo ito,
03:50.0
please subscribe to my YouTube channel
03:51.0
by clicking on the link below
03:52.0
at iklik na rin yung notification bell
03:54.0
so you're notified of my latest videos.
03:57.0
I'll see you on the next video.
