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00:00.0
So, dividend stock investing.
00:01.9
So, another form din, ano?
00:04.2
When we purchase stocks that pay dividends,
00:07.5
that is actually what we call dividend stock investing, no?
00:11.5
So, ano ba yung dividendo?
00:13.4
Kanina pa natin sinasabi yung dividendo, no?
00:15.8
So, this is a portion of a company's profit
00:17.9
paid out to shareholders or stockholders, no?
00:21.0
And usually paid annually or quarterly.
00:24.4
So, may mga korporasyon, no?
00:25.8
Katulad ng Senti, for example,
00:27.4
every year yan, nagbibigay ng dividendo
00:31.3
sa mga stockholders nito,
00:34.3
depende sa kita, no?
00:36.6
So, isang beses lang na hindi nakapagbigay
00:40.3
ng dividendo yung Senti,
00:42.9
and that was during the pandemic, aba.
00:45.2
Siba na ba naman ng makakapagbigay?
00:47.0
Lugi nga at that time.
00:48.5
So, wala talagang mabibigay, no?
00:51.3
So, ano yung benefits ng stock investing, no?
00:55.4
So, it generates,
00:57.4
dividend stock investing,
00:59.2
it regularly generates income stream, no?
01:03.6
Tapos, lower yung volatility kasi ng mga
01:06.2
dividend stocks na tinatawag
01:08.5
compared sa mga non-dividend paying stocks.
01:11.8
Kasi ang mas tinitignan natin dito
01:14.5
ay earnings over the capital gains.
01:18.0
Pero, this doesn't go without any risks, no?
01:22.1
So, yung meron tayong risks dito.
01:24.2
Yung risks niya, okay.
01:25.7
So, change in business performance
01:28.1
or industry shifts
01:29.1
can affect the company's ability to pay dividends, no?
01:32.8
Actually, kami, for example,
01:34.2
nung nagsimula yung SETPI,
01:35.8
ay nakakapagbigay kami dati
01:38.8
ang highest namin na nabigay ay 10, eh.
01:41.8
Tapos, pababa ng,
01:43.6
last year nga yata,
01:45.1
nasa 3% lang or 2% lang
01:47.8
yung dividend natin.
01:51.1
Kasi talagang bumabawi pa, no?
01:53.5
Hopefully, ngayong taon,
01:55.4
mas okay-okay na talaga, no?
01:58.6
Yung stock price may also change
02:00.5
which could lead to
02:02.2
a loss when sold.
02:05.0
So, ano yung mga dapat natin i-consider
02:06.6
kapag dividend stock investing
02:08.8
yung gagawin natin?
02:10.3
So, titignan natin yung tinatawag na
02:14.2
Ito yung sukat na nagre-represent
02:16.3
ng percentage ng annual dividends
02:19.2
over the share price
02:21.1
of the company, no?
02:25.4
At tinitignan din natin
02:27.1
is the dividend yield increasing
02:28.8
sustainable ba ito?
02:31.1
At ano yung mga tax implications?
02:34.4
So, sa dividend yield natin,
02:36.8
pagbigay tayo ng case, no?
02:38.2
You receive 10,000 pesos
02:43.7
for this year, no?
02:44.9
Of which you have 1,000 shares.
02:48.0
Nung binili mo yung shares na yun last year,
02:50.2
ang presyo ay 70 pesos per share.
02:54.2
Tapos, yung stock price,
02:55.4
yung stock price niya ngayon
02:59.1
So, paano siya titignan natin ngayon, no?
03:02.3
So, yung number of shares natin,
03:07.3
Yung stock price, 70 and 100.
03:09.0
So, yung stock value niya,
03:10.1
70,000, 100,000 na ngayon.
03:13.9
Ang dividend ay 10,000.
03:15.8
So, yung stock price,
03:17.7
kung kailan mo siya binili,
03:19.5
divided by 70,000 yan,
03:21.9
14.2% yung dividend yield.
03:25.3
Na makakompute natin.
03:26.8
Pero kung yung presyo ng stock,
03:28.8
yung titignan mo ngayon,
03:30.1
yung present niya ngayon,
03:31.1
10,000 divided by 100,000,
03:33.1
edi 10% yung dividend yield dyan.
03:38.3
Pero, kung makapapansin ninyo,
03:40.1
mayroon din kasing gain,
03:41.5
from 70,000 to 100,000 pesos.
03:45.2
So, yan yung capital gains naman.
03:48.2
This is the profit
03:49.3
na earned from the sale
03:52.8
such as the stock,
03:56.9
So, yung difference
04:03.8
Yung cost at saka yung price niya,
04:06.2
it could either be a loss or a gain.
04:09.9
So, dito sa capital gains natin,
04:12.4
pag tinignan mo siya,
04:13.5
so, 100,000 minus 70,000.
04:18.6
So, 30,000 yung capital gains mo dyan
04:21.3
from the stock value of 70,000.
04:24.3
So, kung titignan mo,
04:24.7
So, kung titignan mo,
04:24.7
So, kung titignan mo,
04:24.8
So, kung titignan mo,
04:24.8
So, kung titignan natin,
04:26.5
30,000 divided by 70,000,
04:29.9
42.8% yung gain mo na dyan.
04:34.1
So, anong gagawin mo?
04:36.0
Ibebenta mo ba yung stock na yan?
04:39.4
Kasi kumita ka na ng 42.8%.
04:42.1
Pero kapag binenta mo na kasi
04:43.7
yung stock na yan na 42.8% na yan,
04:47.9
mawawalan ka na nito next year
04:49.7
ng possible na dividend yield.
04:52.6
So, yun yung iba,
04:55.7
pag pumunta ka dito sa dividend yield investing.
04:58.7
Pero basically talaga,
05:00.2
dito sa dividend yield investing,
05:01.7
ang tinitignan natin ay
05:03.2
yung ability ng stock
05:05.9
na makapagbigay sa'yo
05:07.4
ng consistent and regular na dividend.
05:11.9
At yun yung gagamitin mo, no?
05:14.5
Para sa kung anumang pangangailangan mo
05:18.6
or kagustuhan mo.
05:21.8
So, yan yung dividend yield.